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Fintech / CBDC

Fintech & Digital Euro Integration

Next-generation financial systems. Secure transaction processing, smart contract architecture, and native integration for the digital euro (wCBDC/rCBDC) and modern payment APIs.

Deliverables
01

Digital Euro & CBDC Readiness

Implementation of digital euro (wCBDC/rCBDC) interfaces, offline transaction capabilities, and strict compliance with European Central Bank technical guidelines.

02

Secure Payment Pipelines

High-throughput transaction APIs, real-time ledger settlement, secure payment gateway integrations, and multi-currency clearing systems.

03

Smart Contract Engineering

Design and development of secure smart contracts, decentralized finance (DeFi) protocols, automated compliance workflows, and gas-optimized execution.

04

MiCA & Regulatory Sandbox Readiness

Ensuring fintech architectures are prepared for MiCA (Markets in Crypto-Assets) compliance, PSD3 authorization, and European Banking Authority (EBA) audits.

05

Enterprise Crypto Custody

Secure key management, multi-signature wallet configurations, hardware security module (HSM) integrations, and institutional-grade custody architectures.

06

Fraud Detection & AML Pipelines

Real-time transaction monitoring, behavioral anomaly detection, automated Anti-Money Laundering (AML) checks, and secure Know-Your-Customer (KYC) flows.

07

Digital Wallet Infrastructure

End-to-end wallet architecture — from white-label consumer wallets to programmable corporate wallets. Apple Pay, Google Pay, and digital euro wallet provisioning with tokenized card issuance and NFC-ready payment flows.

Standards
MiCAPSD3GDPRDORAPCI-DSSEBA Guidelines

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